Building wealth through property

Chances are you don’t know how much equity you’re sitting on in your family home. Investing in property and securing a brighter future is more attainable than you might think.

Using your equity to invest

Equity allows you to leverage the value of your home to buy an investment property. Your useable equity is 80% of the current value of your home, less what is owed on it.

For example, if your home is worth $1m and you owe $500,000, then your useable equity is $300,000 ($800,000-$500,000).

If you want to get an idea of what value investment property you can purchase, a simple rule of thumb is to multiply your useable equity by four, e.g. $300,000 x 4 = $1.2m.

Now is the time to invest

Investing in property is more achievable than you might expect – in fact, it can work out at less than just $100 per week. Here’s some more reasons why you may want to consider investing now:

  • Interest rates are at a record low
  • Vacancy rates are low and rental returns are high
  • Residential property has strong historical growth rates with prices doubling every 10 years with the right property selection
  • Negative gearing allows property investors to benefit from all allowable tax deductions and expenses
  • As a fundamental human necessity, housing will always be in demand.


What you’ll need to consider

Meeting with a St. Dane Business Development Manager is a great opportunity to have all your property questions answered by a professional. Questions such as:


  • What’s the lowest interest rate I can access?
  • Is there an advantage in debt consolidation?
  • How much tax can I save?
  • Do I need a deposit?
  • Where should I invest?
  • What is negative gearing?

Armed with this knowledge, you can start to make informed and confident decisions about your financial future.

Why invest in property?

Property is always in demand and is less volatile than other investment classes. It is one of the very few investments with income virtually guaranteed and you have far more control over a property investment than any other.

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Start your property journey today.

We explain how investing in property is very achievable

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